HASTINGS DIRECT.COM

VEHICLE INSURANCE - DEALS FOR WHEELS

 

 

 

car insurance, bmw accident front end damage, fully comprehensive

 

 

BROKERS have put the rising costs down to increasing concerns by re-insurers over the way in which people are being compensated for accidents.

Reinsurers offer "insurance for insurers", by taking on the risks of the insurance firm which has a direct contract with the customer.

Broker Willis Re said UK motor insurers which had big enough losses to trigger reinsurance payouts saw rate increases of 35% and upwards on policies which took effect from January. Those which did not rely on reinsurance payments faced rises of 20%-30%.

The Financial Times reported that the knock-on effect for UK policyholders could be a 3%-10% premium rise, according to some estimates, which would mean hundreds of pounds extra for some drivers.

Willis Re said that larger, more serious bodily injury claims are increasingly being settled by periodic payment orders (PPOs), which are paid at regular intervals over the lifetime of someone who has been injured, rather than a one-off sum.

Grange Turner, executive director of Willis Re, said this has created greater uncertainty for insurers and reinsurers, which need to weigh up factors such as the life expectancy of a claimant and wage inflation.

He said: "Many reinsurers have become increasingly concerned about taking all of these variables on to their own balance sheets."

The added cost pressures come at a time when young female drivers in particular are already predicted to see their car insurance premiums shoot up, after European rules came into force last month banning insurers from taking someone's gender into account when calculating how much their insurance should cost.

Young women are forecast to be among the worst affected due to the comparatively high accident rates of young men.

Peter Harrison, car insurance spokesman for comparison website MoneySupermarket, said: "Any additional cost won't go down well and I'm sure that cost will be passed on."

Mr Harrison said the competitive nature of the market kept premiums on a downward slide over the last year.

But he said that any price adjustments as a result of the new gender rules are likely to become clearer in the next few weeks.

"We will see a lot of volatility in the next few weeks," he said. "This has been a very big change in the way that people do things."

 

www.dailyrecord.co.uk/business-consumer/drivers-facing-higher-car-insurance

 

 

 

 

Hastings Direct looks to provide car and motorcycle insurance quotes at the best possible price, offering the best policy to suit your needs at the lowest price for you. We’re able to offer competitive online rates because we work in partnership with our large panel of leading UK insurers and check our prices daily. We’re not just about cheap car insurance - don’t miss our links to great value van and classic car insurance too!

 

Don’t pay too much for your insurance - get your quote now and see how much you could save!

 

Hastings Insurance Services Limited trading as Hastings Direct is an independent intermediary and is authorised and regulated by the Financial Services Authority. The products and services mentioned in this website are available only to UK residents (excluding Northern Ireland, Isle of Man or Channel Islands) who access this website from within the UK

 

 

 

 

Hastings Direct Systems


The company's IBM iSeries 830 computer system and Meridian telephone system have been planned and implemented from new, specifically for Hastings Direct.   Hastings Direct employs some of the most advanced statistical and actuarial tools in the market to monitor performance and pricing for its insurers. The Statistics System developed by in-house programmers delivers instant and detailed online account information.  In seven years Insurance Provider Hastings Direct has grown to the present level of almost 500,000 private car and motorcycle policyholders.


Premises


Conquest House, the home of Hastings Direct, is an 80,000 square foot building standing in six acres of land. The building is not currently used to its full capacity, leaving room for expansion.


Management and Personnel


Hastings Direct has a strong and highly focused management team, headed by David Gundlach, Chairman and Chief Executive Officer.  Hastings Direct employs over 750 staff and is still recruiting. The existing staff already handle more than 3,000,000 calls a year.

 

 

 

Hastings Direct is an Insurer Member of the GISC 

 

Registered Office:Conquest House, Collington Avenue, Bexhill-on-Sea, 

East Sussex, TN39 3LW

 

 

 


 

 

UK VEHICLE INSURANCE ONLINE A - Z

 

No matter what car, van or bike you drive, we're all looking for great value and quality in our UK motor insurance?  But who is the best - who is the cheapest and who offers the great service in the event of a claim?

 

See the insurance companies below who claim to offer competitive cover at sensible prices, our guide to the jargon and tips for cutting your quote - Good Luck:-

 

 

1ST QUOTE

4YOUNG DRIVERS.CO.UK

17 TO 40

A QUOTE INSURANCE

AA CAR INSURANCE

ACCEPT DIRECT

ADMIRAL CAR INSURANCE

ADRIAN FLUX - SPECIALIST INSURANCE

ASDA CAR INSURANCE

AUTOTRADER

AXA

BARCLAYS

BELL

BUDGET

CENTRAL DIRECT VEHICLE INSURANCE

CHURCHILL

COMPARE THE MARKET

CONFUSED.COM

CORNHILL DIRECT

DIAL DIRECT

DIAMOND

DIRECT LINE

EAGLE STAR

EASY MONEY INSURANCE

ECARINSURANCE.CO.UK

ELEPHANT.CO.UK

ENDSLEIGH

ESURE

EQUITY RED STAR MOTOR POLICIES

FOOL.CO.UK

FORD CAR INSURANCE

FORTIS

GROUPAMA

HALIFAX ONLINE CAR INSURANCE

HASTINGS DIRECT

HSBC

INSURANCE NOW.CO.UK

INSURE.CO.UK

ITS4MW

 

 

KWIK FIT

LEGAL & GENERAL

LIVERPOOL VICTORIA

LLOYDS TSB CAR INSURANCE

LOCAL BROKER.CO.UK

MASTER QUOTE

MARKS & SPENCER

MONEY SUPERMARKET.COM

MORE THAN - Sun Alliance

MOTOR QUOTE DIRECT

MOTOWORLD

N.I.G CAR INSURANCE

NORWICH UNION

PEOPLES CHOICE

PERFORMANCE DIRECT

POST OFFICE

PRIVILEGE

PROVIDENT INSURANCE

PRUDENTIAL

QUOTE DIRECT

RAC

ROYAL & SUN ALLIANCE

SABRE INSURANCE

SAGA

SAINSBURYS BANK

SCREENTRADE CAR INSURANCE

SHEILAS WHEELS

SMARTER MONEY.COM

SONAR DIRECT.CO.UK

SWIFTCOVER

QUICK CAR QUOTE

QUINN DIRECT CAR INSURANCE

QUOTE ZONE CAR INSURANCE

TESCO 

THE INSURANCE CENTRE

TINY QUOTES.CO.UK

VIRGIN

YES INSURANCE.CO.UK

YOUR FINANCE.BIZ

ZURICH

 

 

 

Shopping for car insurance (often referred to as ‘motor insurance’) has traditionally been a painstaking but necessary task. From fully comp to third party, finding the right deal from numerous UK car insurance companies can prove to be an overwhelming challenge using a telephone. However, there’s more to a search than just finding cheap car insurance. You need to ensure you get the cover to suit your needs as a motorist. We recommend you see our Insurance Guide before applying for any insurance.

 

 

 

A - Z DIRECTORY of MOTOR MANUFACTURERS

 

Abarth

AC

Alfa Romeo

Allard

Alvis

Amphicar

Aprilia

Armstrong Siddeley

Aston Martin

Audi

Austin

Austin Healey

Auto Union

Bedford

Benelli

Bentley

Bertone

Bizzarrini

BMW

Bristol Cars

BSA

Bugatti

Buick

Cadillac

Cagiva

Caterham

Chevrolet

Chrysler

Citroen

Daewoo

Daihatsu

Daimler

Datsun

Davrian

Delahaye

DKW

Dodge

Ducati

Du Pont

Dutton

Facel Vega

Farina

Ferrari

Fiat

Ford

General Motors

Gentry

Gilbern

Gilera

Ginetta

Gordon Keeble

Gregoire

Hanomag

Harley Davidson

Heinkel

Hillman

Honda

Hummer

Husqvarna

Hyundai

Indian

Iso

Isuzu

Jaguar

Jeep

Jensen

Jösse

Kawasaki

KIA

KTM

Lada

Lagonda

Lamborghini

Lancia

Land Rover

Laverda

Lexus

Leyland

Lincoln

Lotus

Marcos

Maserati

Mazda

Mercedes Benz

MG

MGB

Mini

Mitsubishi

Morgan

Morris

Moto Guzzi

MV Augusta

Nissan

Nelson

Norton

Oldsmobile

Opel

Packard

Panhard

Panther

Peerless

Pegaso

Peugeot

Pininfarina

Pontiac

Porsche

Reliant

Renault

Riley

Rolls Royce

Rover

Royal Enfield

Saab

Sachs

Seat

Skoda

Smart

Standard

Steyr-Puch

Studebaker

Suburu

Sunbeam

Suzuki

Swallow

Toyota

Tata

Tatra

Treser

Triumph

TVR

Unipower

Vanden Plas

Vauxhall

Vespa

Volkswagen

Volvo

Wolseley

Yamaha

Yugo

 

 

 

 

 

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